I only use my debit card to withdraw cash overseas
Me too. I use my DC to get cash from ATMs and normally only pay by cash.
I never submit card info on non-secure platforms like telephone, WhatsApp etc. Booking.com is acceptable, but I rarely use it bc. they deduct a healthy fee from the albergue owners.
Better to pay direct and let them keep as much money as possible. Hence, I prebook by phone directly (My Spanish is sufficient), or I wing it, depending on the traffic situation.
When I don't have more cash than I need for a train to Santiago, I get more cash so I have sufficient. In Santiago I know I will get help. (Pilgrim House/Ivar/ others (Spanish) I know).
I prefer just to use cash on the Camino and we've had that conversation before on the forum. Many of the places we stay don't accept a card anyway.
Indeed.
I carry 2 different DC cards on the Caminos, stored in 2 different places.
I carry one CC card for larger amounts like air flights (I travel without a return ticket), and it is disabled when I don't use it.
I also have written notes about names and phone numbers to friends living on the CF Camino/Santiago that I trust for extreme emergency assistance.
I have the Spanish AlertCops app installed on my phone for emergency alerts if needed.
Travel insurance app and phone number is on my phone.
I have memorized my better half's phone number just in case all else goes wrong, so she will be with me within 24 hours time with sufficient funds for a safe return home.
I NEVER leave my vital belongings unattended. They are with me on my body, in the shower, in the sleeping bag, etc.
I do not trust others to look after my belongings in cafes, albergues, etc. Camino friends/families are great, but never tempt them. I walk into a bar with my backpack on, and return to the table with a beer (and my backpack).