- Time of past OR future Camino
- Many, various, and continuing.
Like most make-work initiatives in Spain, I bet this one, too, will be abandoned and forgotten within a year or so. It's just not do-able.
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Not good
hope soLike most make-work initiatives in Spain, I bet this one, too, will be abandoned and forgotten within a year or so. It's just not do-able.
Of course not. How can we exceptional Americans learn anything from people who don't understand miles, gallons, bushels, and Fahrenheit? We have ABN. And the A is for American, so you know its Grrreat.So currently, I don’t think we in the USA andCanada use IBAN.
You may be in danger of losing sight of the fact that it makes zero difference whether you pay for your room by making your international payment to a hotel or albergue in Spain by using an IBAN or an ABN with Swift/BIC code. Under the new regulation your bank account number will be stored in a national government database as well as entered into a separate database file on an individual computer or hand-written into a ledger and it will be kept for 3 years.Of course not. How can we exceptional Americans learn anything from people who don't understand miles, gallons, bushels, and Fahrenheit? We have ABN. And the A is for American, so you know its Grrreat.
And then we stopped and where is she now?... if one thinks back to the ‘paying by cheque’ days, we all handed over on a regular basis a document with our full bank details, a signature and a sample of our handwriting.
The sun still came up in the morning and the Queen (QEPD) stayed on the throne.
New? Stuff like that has been happening for ages. Though outside of America I pay with card or cash. And if someone is going to store my card number, they're going to get cash instead.You may be in danger of losing sight of the fact that it makes zero difference whether you pay for your room by making your international payment to a hotel or albergue in Spain by using an IBAN or an ABN with Swift/BIC code. Under the new regulation your bank account number will be stored in a national government database as well as entered into a separate database file on an individual computer or hand-written into a ledger and it will be kept for 3 years.
Every time you use your credit or debit card your information is stored and reported on. Every time you withdraw cash from an ATM or at a shop your information is stored and reported on. This happens the world over. You just don’t have visibility to it In the normal course. Moreover the regulators aren’t about to signal how they monitor for money laundering, financial crime, tax or sanction Breaches.New? Stuff like that has been happening for ages. Though outside of America I pay with card or cash. And if someone is going to store my card number, they're going to get cash instead.
The general principle of private data protection, at least in the EU, is not that data cannot be stored, and storage is especially allowed for example when I voluntarily agree to it, for example in my Amazon account where I can chose between entering my credit card number permanently or only each time I make a purchase.New? Stuff like that has been happening for ages. Though outside of America I pay with card or cash. And if someone is going to store my card number, they're going to get cash instead.
I think you may well be.Am I being exceptionally naïve here?
A lot of us have. Do you always offer your details when asked? Have you ever withheld your Credit Card either in a physical store or online and either cancelled the transaction or paid in a different manner?I have supplied my credit card details probably thousands of times
In a nutshell this is the problem for me, A small Spanish hostel (and I mean no disrespect to them) simply does not have the security to store that data for three years. A part time receptionist making minimum wage could be easily manipulated to provide that data to criminals.the Spanish government or a small Spanish hostal also have my credit card details
Perhaps your details are but mine are not. Or perhaps it just seems like they are floating in the ether.floating around in the ether.
Perhaps a cultural difference but it's unusual in Europe to have an address on a driving license.As for the government knowing my address, it is there on my driver's licence
Oh, the horse is out of the stable door alright, and they're wandering about in the yard. The problem is that beyond the yard is the whole wide world and the horse is ill equipped for it. At the very least I'd like to keep the horse in the yard.What I am trying to say is that the horse has well and truly bolted on this one.
Ultimately we all need to make decisions based on the choices/options available to us. Some of those choices involve risk, some necessitate sacrifices. Some of those risks or sacrifices we may deem to be too great and it may mean we decide not to participate in an activity (our choice).I think you may well be.
I think also that there may be a cultural difference too.
A lot of us have. Do you always offer your details when asked? Have you ever withheld your Credit Card either in a physical store or online and either cancelled the transaction or paid in a different manner?
If you have, you're at least aware of the potential of misuse of your card and data.
In a nutshell this is the problem for me, A small Spanish hostel (and I mean no disrespect to them) simply does not have the security to store that data for three years. A part time receptionist making minimum wage could be easily manipulated to provide that data to criminals.
We've already seen the suggestion that establishments preprint forms that require guests to fill out the relevant information. Paper! With my name, address, Credit Card Number and Expiry date. The only data missing to max out my card is the CVC number and that won't be needed for an over the counter transaction.
Even stored on a computer this is hugely valuable data to the right people and small, stand alone businesses with lots of foreign customers are the exact "ripe" type of harvest for criminals.
Let's not forget that currently when I pay with a card (credit or bank) the business ends up with no useful information about the transaction other than a receipt of the transaction. According to this current law that receipt is not enough. The data that allows fraud to occur is to be recorded and stored.
Perhaps I frequent a hotel or business and to speed things up I can allow them to record my data for future use. That is my choice. This new law takes away that choice.
Perhaps your details are but mine are not. Or perhaps it just seems like they are floating in the ether.
Only established, reputable businesses get my card details. I do not use my card directly online with every retailer. I can use PayPal, as an example, to pay in places where I am less confident.
Having been locked out of Paypal I can personally vouch for their security process
I understand that they can still be hacked but I take comfort from the fact that they are operating under strict laws and have a significant reputation to protect. I am assured (perhaps wrongly) that they will do the right thing at the right time.
To go back to that small hostel in Spain? I do not have the same reassurance.
Perhaps a cultural difference but it's unusual in Europe to have an address on a driving license.
That in itself isn't such a big deal.
However, pair my address with my banking details? That's a much bigger deal!
My bank has my address and all my banking details. I trust my bank to be on top of security and European law demands such. Back to the small Spanish hostel..........
Oh, the horse is out of the stable door alright, and they're wandering about in the yard. The problem is that beyond the yard is the whole wide world and the horse is ill equipped for it. At the very least I'd like to keep the horse in the yard.
I can see no rationale for the storage of such data and the obligation placed on the small business is monstrous.
As has been pointed out, false addresses are easy to give for some of us without an address on official ID, cash payments can be made (although unlikely for car hire where a card is normally required) and the need to present ID is not new so that anyone wishing to make as small a footprint as possible can still do so while leaving the slightly unaware at a greater risk of fraud or identity theft.
And for anyone saying "I'll just pay cash" that adds a whole, different kind of risk to travel in a strange land. It also ignores the trends (again, perhaps a cultural difference) of a definite move to a cashless society - a move Spain is well on the way to. You may be able to pay cash now. But in 5 years?
And yes, some of us can get home and apply for a new credit card. But that is a whole world of unnecessary hassle and expense and not everyone goes home straight away. And for people who travel to Spain regularly? Hardly practical.
I have every sympathy for the OP. From their perspective this is a PITA. For the average guest it is significantly more risky than that.
Serious question: is the language "risk" and "sacrifice" really appropriate to apply to the process of checking into a room for the night?Ultimately we all need to make decisions based on the choices/options available to us. Some of those choices involve risk, some necessitate sacrifices. Some of those risks or sacrifices we may deem to be too great and it may mean we decide not to participate in an activity (our choice).
Yes. Data. It's the extent of the data required. Name. And address. And credit card number. And expiry date.I can see plenty of rationale for saving data and making that available to law enforcement and government authorities
Yes. I am concerned about the security of my finances and identity.Your very concerns for your personal or personal property safety would seem to form part of that rational?
In time? And in the meantime?In time, and it may come quickly if the small businesses work with each other, a technological/digital solution may/will be found.
It really is. It is perfectly possible to travel in Spain and never deal in cash.But it isn’t a reality for today
The individual business needs to record the data against each customer. A Pilgrim number may speed up registration but does not negate the security issue of storage (as well as adding yet another database of information to the risk side of the equation).Maybe we could register for a pilgrim number
You can call it hypersensitive, I prefer the term cautious.it does amuse me that people post their life and every movement on social media, yet become hypersensitive about the collection of personal data
You’ll need to make a call yourself about what information you are prepared to provide or what mechanism you want to use to make payments. You have options.Serious question: is the language "risk" and "sacrifice" really appropriate to apply to the process of checking into a room for the night?
It seems very extreme to me.
Yes. Data. It's the extent of the data required. Name. And address. And credit card number. And expiry date.
And while it is stored by the Government (hopefully securely) it is collected by (and also stored - for three years) small, independent businesses. The collecting and storage by these businesses are where the risk lies.
If Amazon or the Spanish Government are hacked tomorrow I am confident I will hear about it pretty quickly and take action. That little casa rural in where-was-it-again a few months ago? I'm not so sure.
Yes. I am concerned about the security of my finances and identity.
In time? And in the meantime?
It really is. It is perfectly possible to travel in Spain and never deal in cash.
The individual business needs to record the data against each customer. A Pilgrim number may speed up registration but does not negate the security issue of storage (as well as adding yet another database of information to the risk side of the equation).
Nor does it address any scenario outside of the Camino. This is, as outlined, a huge brush stroke right across the Spanish tourism industry affecting just about every visitor to Spain, pilgrim or not.
You can call it hypersensitive, I prefer the term cautious.
Many of us can post a huge amount of detail and still remain relatively anonymous. You may know where I was and where I intend to go but that's very different from figuring out my credit card details.
No answer to my question if the use of words like "risk" and "sacrifice" are really appropriate in a discussion about getting a bed for the night?there are multiple options
So of the "multiple options" only cash gets a mention?there is cash as an option.
Perhaps I'm hypersensitive but I detect an unpleasant tone here.if you can’t get comfortable with that, then maybe think about visiting somewhere that better aligns to what you want to disclose or comply with, or delaying a visit until technology catches up, or maybe the law will changes?
I doubt it will, either (and I don't believe anyone said that it would, either).I doubt that the expanded data collection requirements will have any impact on visitor numbers to Spain or more specifically the Caminos.
I'm struggling to see the relevance to the topic of the thread? If I may make a suggestion - I always pack my lucky underwearAs a visitor to Spain (or any country that I visit) my personal view has always been that I:
1. understand that I’m a visitor
2. understand why I’m visiting that amazing country
3. don’t expect people to speak my native language (learning some local phrases before visiting)
4. respect, enjoy and appreciate local culture and customs
5. dress respectfully
6. respect and follow that countries laws and regulations
7. am responsible for my personal safety and behaviours
8. Know who to contact in an emergency
9. treat people with respect; and
10. get up early and go to bed late to give myself time to experience As much as I can.
Risk and Sacrifice relate to a range of components associated with obtaining accommodation for one or more nights.No answer to my question if the use of words like "risk" and "sacrifice" are really appropriate in a discussion about getting a bed for the night?
So of the "multiple options" only cash gets a mention?
Here's the thing. If there is a way of getting around these new laws (designed to help prevent terrorism and crime) then the "bad guys" can avail of them too, probably better than a bunch of Pilgrims. It begs the question of just what is the point?
It's (currently) entirely possible to travel and overnight in Spain without ever having to show your passport or provide any ID to anyone. For months at a time.
Not everybody shares my concerns about this topic, and that's fine. I don't stress about where I'll stay some folks have it organised long before they ever leave. We're all different.
For anyone who is concerned, my suggestion to limit the risk of exposing their Credit Card would be to use a prepaid Credit Card (depending on banking services in their home place) which can be topped up as they go along. Many already do as a matter of course.
Perhaps I'm hypersensitive but I detect an unpleasant tone here.
You might be interested to note that I am a resident of Spain.
I doubt it will, either (and I don't believe anyone said that it would, either).
However, it raises the question of how the appropriate guardians will manage with the increased workload of collecting and storing the data of the 80 million + visitors to Spain annually.
If the worst comes to the worst and there are regular small breaches of data or one big hack what will happen then?
I'm struggling to see the relevance to the topic of the thread? If I may make a suggestion - I always pack my lucky underwear
I still think it is bizarre to use this language to describe getting a bed for the night. Preferences, certainly, but risk and sacrifice?Risk and Sacrifice relate to a range of components associated with obtaining accommodation for one or more nights.
Perhaps it has slipped your mind but you engaged with me when I was replying to another poster who asked if they were possibly being naive, having shared their credit card information thousands of times.Maybe a quick chat to your bank will allay your fears.
Yes.The first we know about it is when our home bank locks our card…
Not a hope.Maybe as visitors we need to borrow your lucky underwear!
To be fair, while it is rare to hear "sacrifice" come into the conversation about getting a bed for the night, the concept or "risk" regularly gets mentioned in these discussions as relates to the Camino, especially when talk turns to whether or not to book ahead... as in "the risk of not finding a bed when you arrive where you plan to stop for the night".I still think it is bizarre to use this language to describe getting a bed for the night. Preferences, certainly, but risk and sacrifice?
It's amazing how many people don't realize that the way the person you gave the check to collects the actual money is because the account number and bank routing number are there in (computer readable) black in for all to see.Yes, I don't know about the US but in the UK cheques are printed with your account number and sort code.
That's what burn phones and msn addresses are for. Give them the burn phone number, preferably an in country mobile number and make some random msn up for the camino. Neither would be directly traceable. When you leave the country, toss the sim and forget the email.These are particularly intrusive.
That's all well and good until an albergue/hotel wants to contact you because you left something behind.That's what burn phones and msn addresses are for. Give them the burn phone number, preferably an in country mobile number and make some random msn up for the camino.
Did you ever see anyone pay by check in Spain? The last time I wrote a check was in 2001. That’s when my banks stopped issuing check books.It's amazing how many people don't realize that the way the person you gave the check to collects the actual money is because the account number and bank routing number are there in (computer readable) black in for all to see.
Truly brilliant idea. The overwhelming majority of pilgrims and other tourists in Spain are Spaniards and other Europeans. So a new phone for every trip or holiday … that’s how much in total? At least 70 million burn phones a year …That's what burn phones and msn addresses are for. Give them the burn phone number, preferably an in country mobile number and make some random msn up for the camino
I already have several redundant phone numbers I could give if I chose. Nobody is going to check if any of your details are true, apart from ID documents and payment.Truly brilliant idea. The overwhelming majority of pilgrims and other tourists in Spain are Spaniards and other Europeans. So a new phone for every trip or holiday … that’s how much in total? At least 70 million burn phones a year …
Sure. And I know that some comments are made in jest. Yet ... all this advice to cheat, to circumvent, to lie, to resort to tricks ... maybe it is just me ... I'd rather stick to the law and if I don't like a regulation I'd look for citizen action to have them changed or challenged in court, be either getting actively involved or at least supporting it in principle and help to raise awareness.I already have several redundant phone numbers I could give if I chose. Nobody is going to check if any of your details are true, apart from ID documents and payment.
I'm going to go out on a limb and presume that you're not intent on creating mayhem in Spain nor part of a global criminal network so my question is that if you, as a responsible citizen, can avoid the collection and storage of your data so easily* will criminal gangs and terrorists not just do the same?I already have several redundant phone numbers I could give if I chose. Nobody is going to check if any of your details are true, apart from ID documents and payment.
I'm quite shocked that there isn't more of this being made by trade organisations. Representatives of the hospitality industry large and small and especially the banking sector. The fact that accommodation providers have to store banking data for three years is exposing banks to massive risk.I'd look for citizen action to have them changed or challenged in court.
Yes, of course they will. I expect it's more about the government being seen to be doing something about it than anything else.I'm going to go out on a limb and presume that you're not intent on creating mayhem in Spain nor part of a global criminal network so my question is that if you, as a responsible citizen, can avoid the collection and storage of your data so easily* will criminal gangs and terrorists not just do the same?
Facebook begged for my phone number for years. Then they bought WhatsApp and got it without asking me. Most users just gave it to them. FB also (possibly) gets user's credit card numbers with their "fundraising" feature. And many users frequently announce their location to Facebook. Trust FB, the outfit that for quite a while encouraged children to not only announce their location to the world, but to name who of their friends is with them?The proximity of Passport, Address, IBAN number and or Credit Card Details together with email and phone numbers and possible relationships with spouse or children is like a Christmas gift for the wrong people. We often share some of that data but I cannot think of any but the most secure (and rare) situations where we are expected to share all that data at the same time in the same place. Buying a house is the last time for me.
And we are being asked to share it daily, perhaps with people who are ill equipped to manage and store it correctly. (No offence intended to any Hospitaleros)
When I got a phone in Burgos (2016), they demanded an e-mail address. I gave them a binnable one I had created that forwards to my "normal" one. Had to get the bills that way. But they also demanded an ID number—passport, DNI, or NIE. Few pilgrims have a NIE and only Spanish citizens have DNI. And of course, they insisted on a card number, to ensure they could collect next month's payment. I'd rather pay cash—shortly after I used a card at a restaurant in Texas, someone used the number in Virginia.That's what burn phones and msn addresses are for. Give them the burn phone number, preferably an in country mobile number and make some random msn up for the camino. Neither would be directly traceable. When you leave the country, toss the sim and forget the email.
Yes, very true. In Croatia I had to show my passport to leave my bag in the left luggage and to buy train tickets I think.However, many continental jurisdictions, including Spain, require everyone to carry some ID with them at all times, so a different atmosphere perhaps prevails.
It's fine, I don't forget things, nor use a credit card. It's a cash all the way journey for me. I might use a card to pull cash out every couple of weeks at a bank, but that's the limit of it's use. The card is one of the prepay ones you get before hand, that can be loaded up with cash and offers good exchange rates.That's all well and good until an albergue/hotel wants to contact you because you left something behind.
Or maybe after a month or two to let you know that perhaps your credit card info was compromised.
I have my own mail servers littered around the globe. I simply set an address up, use it for my camino (or actually any holiday I go on) and delete it afterwards.A bit like that info that is needed to get an email address. Put in any old stuff and later, maybe years later, if you ever get locked out and want to get back in that info could be quite important.
I’ve a great deal of sympathy for your approach but ‘I don’t forget things’? C’mon. Nobody forgets things deliberately.It's fine, I don't forget things, nor use a credit card. It's a cash all the way journey for me. I might use a card to pull cash out every couple of weeks at a bank, but that's the limit of it's use. The card is one of the prepay ones you get before hand, that can be loaded up with cash and offers good exchange rates.
I have my own mail servers littered around the globe. I simply set an address up, use it for my camino (or actually any holiday I go on) and delete it afterwards.
Obviously if you don't have that level of tech knowledge, then you would use msn, gmail or one of the other throwaway email providers to achieve the same effect. But if you have a clean android phone and number, setting up a gmail account is pretty easy since it is bound to your phone number. The safeguards are far less than if you go to the website and create one.
As far as passport, name, address, I'm not really bothered. I'm pretty sure even back in 2017 I had to give that data at some albergues.
Maybe I'm a bit thick this morning but I'm struggling to see the relevance of what Facebook or Google do. FYI, I have accounts on both and neither has my credit card details. In fact, it was the very fact that a Google subscription was paid for by an external source that provided proof to Google that it was my account they had locked me out of.Facebook begged for my phone number for years. Then they bought WhatsApp and got it without asking me. Most users just gave it to them. FB also (possibly) gets user's credit card numbers with their "fundraising" feature. And many users frequently announce their location to Facebook. Trust FB, the outfit that for quite a while encouraged children to not only announce their location to the world, but to name who of their friends is with them?
And then there's Google—NSA's biggest competitor?
If a criminal is after your data specifically there is little you can do about it. They'll just steal whatever they need. If they want someone's data and yours is harder to get, then chances are they'll move on to the easier target.If a criminal is after my data specifically, they can get it easily. But by limiting its spread as much as is within my power, they are more likely to go after the millions that don't know how to limit it and/or don't care.
I'm far from an expert but from what I do understand this new law is in violation of EU GDPR. I am bemused at the lack of response.They didn't even know that we copied our paper form into the online DB afterward.
Anyone who wants a phone or simcard in different countries will be aware that each country is different in terms of what ID is necessary. Some will allow it with no ID but after a set period of time ID must be furnished or the number is recycled.When I got a phone in Burgos (2016), they demanded an e-mail address
It's fine, I don't forget things
I have my own mail servers littered around the globe
If you forget something, you can phone the establishment yourself.
So don't use a credit card. The alternatives are either cash, and that brings its own problems, or a pre-paid, load it up travel card. Once you have spent all the money on it, you throw it away. It is useless to a thief. This solves all the problems. If you also get a Spanish SIM, which is not at all a bad idea, you can also provide personal contact details to the hotel or albergue or whatever, then as soon as you get home, remove the Spanish SIM and chuck it in the bin. You have thus complied 100% with Spanish law and avoided providing any details that can be compromised, scammed or phished.Maybe I'm a bit thick this morning but I'm struggling to see the relevance of what Facebook or Google do. FYI, I have accounts on both and neither has my credit card details. In fact, it was the very fact that a Google subscription was paid for by an external source that provided proof to Google that it was my account they had locked me out of.
If the suggestion is that "Everyone is out to harvest my details and there's nothing I can do about it" I find that dangerous in the extreme.
Perhaps I've misunderstood.
If a criminal is after your data specifically there is little you can do about it. They'll just steal whatever they need. If they want someone's data and yours is harder to get, then chances are they'll move on to the easier target.
However, the situation here is generally. As well as a huge Government database somewhere there will be lots and lots of small ones whose security is of a dubious quality.
I'm far from an expert but from what I do understand this new law is in violation of EU GDPR. I am bemused at the lack of response.
Anyone who wants a phone or simcard in different countries will be aware that each country is different in terms of what ID is necessary. Some will allow it with no ID but after a set period of time ID must be furnished or the number is recycled.
And then things go downhill.......
As well as instructions on how to pack up in the morning.
I'm surprised at the "I'm alright, Jack" attitude of some posters. It seems at odds with the general theme of a Camino. I have a mental image of a shattered Pilgrim, gasping for water on the side of the trail in the Meseta while another bounces along congratulating themselves on their own preparation.
If you're the kind of person who hands over your credit card details willy nilly to anyone in the real world and online without any concerns then I hope this thread might open your eyes a little bit.
There is a very big difference between spotting an illicit use of your card while you are at home and have access to all your contacts in your own language and discovering one day that your credit card or bank card no longer works while you are in a foreign country. Sure, banking laws and insurance might see to it that you're not out of pocket in the long run but the actual process is pretty miserable.
Preventing the blocking of a card and mitigating the harm from it requires some deep thought, some discipline and some understanding of how banking systems operate, some in places far from home as well as how credit card fraud can work.
And for every choice made ( a makeyuppy phone number. email etc.) there can be a cost that only becomes clear in its own good time.
Yes. I offered such advice earlier in the thread.So don't use a credit card. The alternatives are either cash, and that brings its own problems, or a pre-paid, load it up travel card.
that concern me.This solves all the problems.
I believe this thread is about the dangers associated with having to supply credit card and other details to an accommodation provider in Spain. It has nothing to do with using a credit card to pay for purchases outside of Spain. Of course, if you use Booking.com they have your details and use them to make the booking, but you can still use the pre-paid card to actually pay at the reception desk. One may, of course, make a mistake due to stress or inattention and actually use your credit card, but as you usefully point out, one has to be vigilant.It's not unusual, for instance, to have a credit card associated with an online reservation system such as Booking. If that is not set up to use the disposable card (because I don't plan on using it on Spain) an exhausted or stressed out decision to use Booking that one time could end up with my usual credit card data in that one place.
I have already offered solutionsI am waiting, @Flatlander, for you to offer some solutions.
As an aside, when at home I tend to use ApplePay on my phone to pay for things. Face ID, Touch ID or a passcode are required for purchases and my card number and identity aren't shared with merchants, and my actual card numbers aren't stored on my device or on Apple servers. I assume there is a similar system for google and android users.
I can mitigate the most harmful effects of this expanded law by simply paying cash for accommodation.
For anyone who is concerned, my suggestion to limit the risk of exposing their Credit Card would be to use a prepaid Credit Card (depending on banking services in their home place) which can be topped up as they go along. Many already do as a matter of course.
Having prepared for such an eventuality (a dual sim phone, or leaving the sim in a cheap phone at home with a trusted contact as just two examples) the impact of fraud can be reduced significantly.
Depending on country of origin, bank, personal preferences and lots of other factors these mitigations will be very different for different people.
Apologies. Maybe I wasn't clear.I believe this thread is about the dangers associated with having to supply credit card and other details to an accommodation provider in Spain
Unfortunately, not always.you can still use the pre-paid card to actually pay at the reception desk.
Merely from the technical point of view: I've wondered about this, too, as an avid Apple Pay consumer. Mine is linked to my debit card but all you can see on the watch face are the last four digits of the bank account to which it is linked. And of course the shop owner or hotel receptionist has no way of retrieving the whole number on their computer - it just passes through their devices, woosh, and may even be encrypted. I would have to pull out my debit card from my bag to communicate the complete account number. But of course I don't even have to have the card with me when I pay with Apple Pay ... and it works in other countries, too - at least in the ones I've tried it so far, and I have no doubt that it will work in Spain. Mine is linked to the Maestro network.As for your Apple Pay it's not clear to me how this will work in reality. There is a credit card (or bank account) attached to that Apple Pay account and the new law states that this data needs to be recorded.
I never allow the booking agent to save my card details, so can use any card I like each time I book.Apologies. Maybe I wasn't clear.
I simply meant in the scenario that I use a booking app that I hadn't planned on using and therefore wasn't set up with the disposable card. In Spain, of course.
Unfortunately, not always.
I alluded to this earlier. Sometimes there is no choice to pay at the premises, the payment is done through Booking. Is my credit card data now shared with the premises?
It's these seemingly insignificant details that normally wouldn't concern us that become more significant in the current scenario.
As things currently stand in most parts of the world using a physical card in a terminal leaves the retailer with no usable data either unless they have modified the terminal to copy the card or indeed make a physical or mental copy of the information. In other words it is usually safe.Merely from the technical point of view: I've wondered about this, too, as an avid Apple Pay consumer. Mine is linked to my debit card but all you can see on the watch face are the last four digits of the bank account to which it is linked. And of course the shop owner or hotel receptionist has now way of retrieving the whole number on their computer - it just passes though, woosh, and may even be encrypted. I would have to pull out my debit card from my bag. But of course I don't even have to have it with me when I pay with Apple Pay ...
Good for you. Not everyone has thought about that.I never allow the booking agent to save my card details, so can use any card I like each time I book.
You are right. People travelling in Spain, or rather the agent in question, have to provide only details about the form of payment or reservation that they have actually made. Numerous people think that the new request for delivering private data is disproportionate and excessive.I assume that if using the alternatives one would not have to supply bank details as they would not be needed to verify a genuine account. Also I would not have had those details with me if I had left my debit card at home.
(in reference to my description of the hospederia law). It's not a new law. It pre-existed GDPR by years. And in my (non-lawyer) opinion, the fact that it still exists (apparently unchanged) is indeed a violation of GDPR. But how many albergue staffs are going to argue that with the Guardia Civil?I'm far from an expert but from what I do understand this new law is in violation of EU GDPR. I am bemused at the lack of response.
Respected by who? A month after I applied for NIE, I had to show the Burgos Comisaria the law that requires them to process it within five days. Two months after that I actually got the thing.I happen to believe that laws are respected. It seems that the Spanish government does not have access to the data banks of Visa, Mastercard and American Express for example, because if they had they would not need this new law, right? The argument of “so what, my data get stored anyway” does not fly particularly well, IMO.
By everyone.Respected by who?