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The insurance offered when you purchase your ticket may only be trip cancellation insurance. If your are looking for medical coverage- purchase separately. We use GEO Blue Global to supplement our health insurance. Medicare does not pay for services internationally. Check with your current health insurance as well. We have a Blue Cross/Blue Shield that does cover us when we travel, but purchase the supplement to cover what Medicare does not. There are many threads on the Forum that discuss various companies. Ultreia!
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Kiwi, ditto.
I am Irish, an EU citizen with an EHIC card, so while in Spain I am entitled to free treatment - should I need it - in Spain's excellent health service.
That is one of my concerns. I believe that travel insurance is much cheaper for we Brits and probably the Irish too than for most people from the USA and Canada in any case. Even with a couple of pre-existing medical conditions my annual policy was £35 for any number of trips provided the maximum duration of stay for each is under 31 days. In previous years I have paid a little more for a longer duration limit but that will not be an issue for me this year - too many other things going on.
Yes I was a little hasty in my first post - when travelling out of NZ I've always taken travel insurance for longer periods (if I just travel for a couple of weeks I always purchase my flights with my MasterCard, which gives me 30 day free travel insurance).
I find it just as important to check the conditions and exclusions on insurance provided by credit card companies as any other travel insurance product. Some don't offer the option of having some of my medical conditions covered, others do so at extra cost where they do have the flexibility. My experience is that insurance provided by my credit card providers is least flexible, and often cannot be changed. Anytime I have looked at the products provided by the airlines I have been flying with they were remarkably poor value for money.
I agree completely, you certainly need to read the T&C's. Mine, for short trips, is adequate.
droll!! It's alway amusing to see what delusions our eastern neighbours suffer from!
Yes I have seen that stipulation in some UK policies. Around about 2500m if I remember rightly, but will vary.
Having done something very similar I feel for you. Good luck and hope you get well soon
It doesn't have to be expensive. You have to decide what you want insurance to cover and what you don't mind "self insuring." I buy my flights using points, so I don't pay to cover my "prepaid" costs of flights, hotels, etc. I mainly want the medical, repatriation, and trip interruption insurance. When you set the trip cost to $0 the insurance is much less expensive.
I highly recommend using Squaremouth to find your best option. Yes, it will cost more in the US, but don't underinsure or go without. Without our travel policy, we would have been out $12,000+ for medical and related costs in Switzerland back in 2019.I use SquareMouth.com to compare and purchase travel insurance policies. I don't buy the insurance offered by the airline. It's important to read the policy and understand what you are buying.
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The policy that I bought for my Portuguese Camino in 2022 cost $105, and paid out over €6000 when I broke my wrist and needed two surgeries in Portugal.
I have also used the policy in the past to see private doctor for antibiotics, while I’m entitled under EHIC to free medical care, I wouldn’t have gotten access as quickly or conveniently located, which I really appreciated while on holiday.
Last year, I paid around AUS $350 for 10 weeks travel/medical insurance for travel to several countries including the Camino last year (from Australia).
