I wear one of those nylon neck pouches with my passport, big money and credit card in it 24/7 (except when I shower and it's right there with me). I even wear it when I sleep. It's black and I wear it under black sports t's so it doesn't show very much except lumpy and I'm pretty lumpy anyway. My daily cash goes in an Exofficio Floating Wallet (last trip)/Chums Floating Marsupial Wallet(this trip) that is hooked by a leash to my skirt belt. The only time it gets unclipped is
never since I change back into my hiking skirt there in the shower stall. Method works. I only know because a week ago I wasn't wearing a belt with my skirt, didn't have the leash hooked to me and used the restroom at a store. 10 minutes later I realized my wallet was gone. It's never been turned in. I have a feeling the wallet fell out of my pocket and got flushed....