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Life on the Camino - Miscellaneous Topics
Best options for paying and getting cash in Spain as a US citizen
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[QUOTE="StDenis, post: 1162750, member: 102897"] I have a debit card from Fidelity that I have used for cash at ATMs outside of the US. If you have an existing Fidelity account (or establish a new account online) then you can easily create a cash and spend account to get the card. Very easy to move money from your existing Fidelity or from your bank. Keep the balance a bit larger than your expected withdrawals. It is recommended that you put your dates of travel into the system so avoid any issues when you use the card. Like Schwab, Fidelity picks up the ATM fees. Exchange rate seems reasonable (there is a cost the banks linked to those debit cards charge for converting currency). Two weeks ago, I was in Paris when the official exchange rate was $1.09 for 1 Euro for which I was charged $1.1575 per Euro. Avoid the EuroNet exchange machines in the airports. Their exchange rate is in the double digits (18% or more) vs the 6% using a debit card. You can use your credit card for most purchases in the airport or for transportation until you can find a bank ATM. If you really want some cash in your pocket, the cheapest option would probably be to buy a few Euros from your local bank. [/QUOTE]
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