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Interesting ! Which provider did you add that would allow this? I wonder if my home country provider would also need to allow this.I had a dual sim - in other words, both on my phone, so no issues
Doesn’t that authentication code go to the phone’s registered number and if so how do you access it while having another SIM card activated?
Ironically my provider is a local supermarket, Lidl. And I just walked into a local shop in Spain and bought one, they installed/ set it up for me. No idea who sorry. I'm based in Germany, possibly made a difference I simply do not know.Interesting ! Which provider did you add that would allow this? I wonder if my home country provider would also need to allow this.
Many phones are dual SIM, (both of mine are) ie they allow you to insert two sims, and then you just switch between them on the phone itself. That's what I did.I was advised by my bank to put my Canadian sim back into my phone, use wifi for the banking app, the text message would come to me with the code, complete my banking and then put the Spanish sim back into the phone.
Unfortunately, my bank does require this even from the app.As @peregrina2000 says, you can usually change to an email for verification. Also, for logging into your bank account, it is better to use the bank's mobile app. I don't think you need to go through 2-factor authentication then. (Correct me if I'm wrong!)
Adding a little bit here; the iPhone 14s sold in the US (maybe even North America) do not accept physical SIM cards. They use eSIM only (they can support up to eight but only two at once). It's likely that more phones in the future will be like this.Some phones like the iPhone 14 can only take one physical SIM however they allow you to also load an E-sim.
I disagree, though not with your monetary concern. The issue the OP is concerned about (or at least curious about) is being able to get two factor authentication overseas so financial transactions that are needed can be done. There are ways that this can be done fairly easily and at no or little cost (maybe not for Canadians though) but complicating the issue is whether a foreign SIM is wanted for other needs and, even more, whether the phone only has one SIM available for all this.I think the issue is not keeping your home SIM active in a 2 SIM environment but rather not using your home SIM whatsoever because of outrageous roaming charges. Hence installing the foreign SIM.
It doesn't matter which provider that you use.Interesting ! Which provider did you add that would allow this? I wonder if my home country provider would also need to allow this.
Hello fellow Canadian bank customer. It's an ever evolving conundrum. My solution in 2023 while using a Euro Sim was to change my verification phone to a trusted friend in Canada. Then before attempting to manage my account I would alert my friend to standby, then open the app, generate the verification request, and get a iMessage from my friend.
Using email for verification is generally discouraged. I see that my own bank will not allow emails to personal addresses only verified business accounts. You can sometimes register a home number that would receive a robo call with the code. So you could register a forewarned trusted person to receive the robo call.
It is not necessarily the provider (unless the phone is locked to the providers network) it is usually a limitation on the phone. THE PHONE NEEDS TO BE ABLE TO SUPPORT DUAL PHYSICAL OR TWO ESIMS.Interesting ! Which provider did you add that would allow this? I wonder if my home country provider would also need to allow this.
Or the combination of one physical SIM and an eSIM. Possibly the one eSIM that comes with the phone can actually allow more than one number to be kept on it. Currently phones will not allow more than two numbers to be used at once though (not caring if the number is stored on a SIM or eSIM). Just one number if you configure things so the number is used for both calls and data, two if one number is for calls and another for data.THE PHONE NEEDS TO BE ABLE TO SUPPORT DUAL PHYSICAL OR TWO ESIMS.
My bank has occasional two factor authentication. It is really aggrevating for us Canadians since our regular Internaitonal cell rates are the highest in the world so Sim cards are the most reasonable. Does anyone know if the eSim cards are easier in that aspect?As @peregrina2000 says, you can usually change to an email for verification. Also, for logging into your bank account, it is better to use the bank's mobile app. I don't think you need to go through 2-factor authentication then. (Correct me if I'm wrong!)
Once installed the two types of SIMS are pretty much the same. Installation is different though often involving scanning a QR code. There are a couple of methods besides this. The method (and/or alternate methods) networks use are up to them.Does anyone know if the eSim cards are easier in that aspect?
You would either have to change the text notification number to the Spanish number, OR arrange to have it sent to your e-mail instead.Question…
I’ve read with interest several threads on using a Spanish SIM or eSIM while on the Camino and I’m curious how people handle two factor authentication when logging into a bank site for example. Doesn’t that authentication code go to the phone’s registered number and if so how do you access it while having another SIM card activated?
Signed,
Confused non-techie from Canada.
I use mobile app and have never had an authentication alert. US BankAs @peregrina2000 says, you can usually change to an email for verification. Also, for logging into your bank account, it is better to use the bank's mobile app. I don't think you need to go through 2-factor authentication then. (Correct me if I'm wrong!)
No, if you have dual sims you can simply set up your phone appropriately:You would either have to change the text notification number to the Spanish number, OR arrange to have it sent to your e-mail instead.
Hope this helps.
Tom
What matters is how you set up your phone. The phone needs to be able to handle dual or multiple SIMs and you then specify both:
A) which SIM is the default for data, cellular phone and SMS
B) ensure both SIM cards are active.
Then you will get SMS messages from both phone numbers.
You can set up dual sim on the XR: one physical, one eSim.Thanks for the correction. I only have a single SIM in my iPhone Xr.
Useful info thanks. It sounds like I should chat with my bank before making too many decisions.Being from Canada and having this same problem, I called my bank. I do use the app for my banking and they told me that the message sent is phone specific and not number specific….at least in my case. I also found that if I was using my SIM card and not wifi, I was able to get right into the app with no extra codes needed.
I had dual SIM, but it was certainly a problem. I could access my Canadian number, but if I did that would trigger a $15/day roaming charge from Rogers. I learned very quickly to try and avoid that, which meant not paying for things online with Visa. You may want to check with your bank before you go how you can change your 2 factor number to your Spanish SIM number while you are there.Question…
I’ve read with interest several threads on using a Spanish SIM or eSIM while on the Camino and I’m curious how people handle two factor authentication when logging into a bank site for example. Doesn’t that authentication code go to the phone’s registered number and if so how do you access it while having another SIM card activated?
Signed,
Confused non-techie from Canada.
I’m also with Rogers so your information is very relevant David. If I get an eSIM package online before I go I’m assuming I would also know my Spanish number to change to should the bank allow. Am I correct in this assumption?I had dual SIM, but it was certainly a problem. I could access my Canadian number, but if I did that would trigger a $15/day roaming charge from Rogers. I learned very quickly to try and avoid that, which meant not paying for things online with Visa. You may want to check with your bank before you go how you can change your 2 factor number to your Spanish SIM number while you are there.
If you get one that comes with a phone number. Some just come with data.I’m also with Rogers so your information is very relevant David. If I get an eSIM package online before I go I’m assuming I would also know my Spanish number to change to should the bank allow. Am I correct in this assumption?
I had a similar issue when walking the Portugues this past September. For some reason, some businesses wanted a verification code for what I considered a rather small purchase. I had replaced my U.S. sim card with a Portuguese sim and couldn't receive the texts/verification code. My phone holds only 1 sim. It took a while for me to figure out a solution. Eventually, I contacted my U.S. service provider via an online chat. I was able to have international service activated so that I could receive text messages free of charge. But to receive the text I had to insert my U.S. sim. Then I would have to replace it with the Portuguese sim in time to enter the code. So, after I figured out the process, I was able to deal with verification codes. Just be sure to keep your sims in a secure location. A Canuck friend travelling with me had the same issue, but he lost his Canadian sim because he kept it under his phone case which had a crack in it. Resolving his problems is another story.Question…
I’ve read with interest several threads on using a Spanish SIM or eSIM while on the Camino and I’m curious how people handle two factor authentication when logging into a bank site for example. Doesn’t that authentication code go to the phone’s registered number and if so how do you access it while having another SIM card activated?
Signed,
Confused non-techie from Canada.
Look into this before going. I have a hunch that they won't change the number for the verification text to an international one, they may be charged for the text. Even if they would be nice about it their software may not allow it. I hope I'm wrong because this would easy for you to implement the authentication.If I get an eSIM package online before I go I’m assuming I would also know my Spanish number to change to should the bank allow. Am I correct in this assumption?
I have not needed to do it yet. By the time I am able to get back to Spain and the Camino, I will likely have upgraded my phone. We shall see.You can set up dual sim on the XR: one physical, one eSim.
I'm from the U. S. but I use that Canadian actor's phone company, Mint Mobile (I think Google phone operates somewhat like this too). Cheap rates with Mint. Once you have wifi anywhere in the world, you can call and text as if you were in the U.S. I used to have the text go to my sister and would wait until she was available on Whatsapp. I also have a dual Sim phone and use Vodafone when in Spain.
But perhaps you are only using your phone with Wifi?
https://www.mintmobile.com/features/wifi-calling-text/
It might work for texting.3) Not useful though to get authentication codes sent to the phone without having bought the international plan. At least I don't think so. I don't see anything about receiving calls and texts internationally, either while connected to wifi or while just in roaming mode.
Another rabbit hole to run down.It might work for texting
I’m with Rogers and their daily roaming charges are prohibitively expensive for my six week trip hence wanting a Spanish eSIM. I’m comfortable using WhatsApp for calls which helps and in a true emergency would naturally not care about the cost of calls. Not sure I’m ready to switch providers yet but I appreciate the info you provided.@Liddybee - who is your carier? Some of us on Forum have T-Mobile with which you do not have to change to Spanish (or any for that matter) SIM. Your phone continues to be your phone same number and all.
One thing to keep in mind though is that ANY calls (local or back to US, Canada, etc.) is $.25\min - somewhat steep for a phone call... but then if we need to call we use WatsApp, viper or other similar
your texts however are free so your 2-step verification code comes to you as always and message does not cost you a penny.
Just something else to throw as a thought
Good luck and Buen Camino
I bypass these issues by getting a Wise debit card. The Wise card is generally cheaper for currency exchange (that was their original reason for existing) and comes with their own app. The app is not tied to a particular telephone number but rather to the unique ID within your mobile phone.I changed the number in my account profiles to my Orange SIM but they would not use a non-Canadian number for the verification. (aargh!) Heading to Spain again in month and was wondering how I was going to solve this.
@Sandra Wolf Very wise advice (if you’ll pardon the pun!) to remind me that having multiple options is a good thing.The only tip I can give is to have multiple options at hand ie. Two travel cards with different providers, PayPal and cash.
I picked up the tip to get a WISE card from the Forum (paying it back -thanks)
My concern with Mint's service was with their wording. I took away that the subscriber to Mint could do things (I highlighted you in the quotations above). They omitted what would happen if somebody called or texted the subscriber, either if the subscriber was on wifi at the time or not on it. Mint doesn't mention here anything about being connected to the Internet via cellular data instead of wifi either.It might work for texting.
Here are some quotes from the Mint Mobile WiFi calling page:
"Wi-Fi Calling lets you talk or text over Wi-Fi, no extra log-ins or phone numbers required – it’s super handy when your signal's playing hard to get."
"NO INTERNATIONAL ROAMING CHARGES
Wi-Fi Calling allows you to call and text abroad without using up international roaming."
I have the bank use my email instead of my phone number when on the CaminoQuestion…
I’ve read with interest several threads on using a Spanish SIM or eSIM while on the Camino and I’m curious how people handle two factor authentication when logging into a bank site for example. Doesn’t that authentication code go to the phone’s registered number and if so how do you access it while having another SIM card activated?
Signed,
Confused non-techie from Canada.
But can you use the Wise card for online purchases? I wasn't having a problem with two factor authentication when making in-person purchases, only online purchases with my Visa.I bypass these issues by getting a Wise debit card. The Wise card is generally cheaper for currency exchange (that was their original reason for existing) and comes with their own app. The app is not tied to a particular telephone number but rather to the unique ID within your mobile phone.
Yes, of course. It is a regular Visa card and because it is issued from Europe it is recognised as European and doesn't have the hassles associated with some Northern American cards such as with train ticket purchase.But can you use the Wise card for online purchases? I wasn't having a problem with two factor authentication when making in-person purchases, only online purchases with my Visa.
I'am from Canada and I was worried about the 2 step Authenticator also when I went to Spain. But I never needed it. But I always physically used my card and never had to use it purchase anything online. Plus also my bank also won't use email as a way to get Authenticator code. Going again this year and when I go into my Bank to purchase a few Euros before I leave i'am going to ask them about this.My bank requires the 2 step Authenticator when I’m outside Canada but only for making online purchases. Last month in Mexico for instance I needed to purchase airline tickets for onward travel). Northern Light’s suggestion to switch sims for the one transaction works. Also, last year for VdlP I spoke to my credit card company in advance and they arranged to send the authentication code to me by email. Of course easiest solution is dual esims. if you have a newer phone. And that is my task this month!
I'm currently in the market for a new (Android) phone and a dual SIM is one of the features I'll be looking for. My daughter had this feature on her new (Apple) phone and she said it came in handy on a trip to Italy.I had a dual sim - in other words, both on my phone, so no issues
I once had a real dual Sim phone years ago. It seems few phones have this now. Be careful if they say they do. My current Motorola phone (Android) can accept 2 Sims, BUT, one of the slots has dual purposes. It is also the slot for an SD card. So, my phone can have either 2 sims or 1 sim + sd card, but not both. Oh, and it won't accept an eSim.I'm currently in the market for a new (Android) phone and a dual SIM is one of the features I'll be looking for. My daughter had this feature on her new (Apple) phone and she said it came in handy on a trip to Italy.
I'm planning a Portuguese Camino for this May. On my 2022 Camino, I brought two phones and mostly kept the one with my USA SIM card shut off to avoid outrageous VERIZON overseas rates. The other phone had a Spanish SIM I picked up at Vodaphone in Pamplona. This time, I plan to purchase a Spanish SIM (or eSIM) for the new phone ahead of time. I've seen them for sale on AMAZON.
I have a Visa with RBC and debit with TD Bank, and both required 2 step verification for online orders. And I agree that typically I wouldn't make many online purchases while on pilgrimage. The transactions that might cause you problems are online purchase of rail, plane or ferry tickets, or for tickets for those major attractions where you have to pre-book a time slot for your visit. That last one is where I got bit.I'am from Canada and I was worried about the 2 step Authenticator also when I went to Spain. But I never needed it. But I always physically used my card and never had to use it purchase anything online. Plus also my bank also won't use email as a way to get Authenticator code. Going again this year and when I go into my Bank to purchase a few Euros before I leave i'am going to ask them about this.
That's why a bought my 2 train tickets, Madrid to Pamplona and Santiago to Madrid and my bus ticket Pamplona to SJPP before I left and had them on my tramline phone app. Doing the same this May-June. But yes I see for some attractions it's easier to buy online especially those that need a time slot. i'am spending 3 nights in Madrid at the end of my trip and want to see the Prado Museum and a few other attractions so might pre-buy tickets before I leave. But I,am still going to check with CIBC about the sim and 2 step verification before I leave.I have a Visa with RBC and debit with TD Bank, and both required 2 step verification for online orders. And I agree that typically I wouldn't make many online purchases while on pilgrimage. The transactions that might cause you problems are online purchase of rail, plane or ferry tickets, or for tickets for those major attractions where you have to pre-book a time slot for your visit. That last one is where I got bit.
The new Samsung Galaxy phones all have dual eSIM capabability.I'm currently in the market for a new (Android) phone and a dual SIM is one of the features I'll be looking for. My daughter had this feature on her new (Apple) phone and she said it came in handy on a trip to Italy.
I'm planning a Portuguese Camino for this May. On my 2022 Camino, I brought two phones and mostly kept the one with my USA SIM card shut off to avoid outrageous VERIZON overseas rates. The other phone had a Spanish SIM I picked up at Vodaphone in Pamplona. This time, I plan to purchase a Spanish SIM (or eSIM) for the new phone ahead of time. I've seen them for sale on AMAZON.
The newer phones can accept 2 or more eSIMS.I once had a real dual Sim phone years ago. It seems few phones have this now. Be careful if they say they do
Google's Pixel lineup of phones also have dual physical SIM and eSIM. I'm not arguing against @trecile and Samsung's phones (or any other) because I haven't done comparisons but I've been happy with my Pixels. Here are some reasons you may like them too. The "a" series (e.g., Pixel 7a) have the features of the numbered series but are significantly cheaper. Google is the creator of Android and other manufacturers have to tweak it a bit so Pixels get bug fixes , enhancements, etc. faster. Pixels get monthly upgrades.I'm currently in the market for a new (Android) phone and a dual SIM is one of the features I'll be looking for.
Some banks (TD for example) also have an authenticator App. That app is not contacted by phone # but by IP address on your device, so it works even if you have only one SIM card with you. It's how I did things last year. Check with your bank.Unfortunately, my bank does require this even from the app.
I have the TD authenticator app and use it when logging onto TD Bank's website. But does it help with that online transaction additional verification step that Visa and (possibly) MasterCard have inserted into their purchase payment process? That is, where you want to make on online purchase and after providing the card info and clicking the purchase button, up comes an additional step from Visa wanting to verify with a text? I don't remember an option to use the TD authenticator at that step, but I may have missed it.Some banks (TD for example) also have an authenticator App. That app is not contacted by phone # but by IP address on your device, so it works even if you have only one SIM card with you. It's how I did things last year. Check with your bank.
Hmmm. Good question that I honestly can’t remember the answer to, and a reminder that I need to call VISA before I leave this spring. I tend to be *cash* almost exclusively, but there’s the off thing I want that calls for the use of the CC and so I should check.I have the TD authenticator app and use it when logging onto TD Bank's website. But does it help with that online transaction additional verification step that Visa and (possibly) MasterCard have inserted into their purchase payment process? That is, where you want to make on online purchase and after providing the card info and clicking the purchase button, up comes an additional step from Visa wanting to verify with a text? I don't remember an option to use the TD authenticator at that step, but I may have missed it.
This post is "essentially" correct but misuses one term.Some banks (TD for example) also have an authenticator App. That app is not contacted by phone # but by IP address on your device, so it works even if you have only one SIM card with you. It's how I did things last year. Check with your bank.
Hi I am doing my 1st Camino in May. I have read a number of threads regarding ATM withdrawals where only 4 digit pins are accepted on the camino frances not the 6 digit ones. If I apply for a Wise Debit Card is it a 4 or 6 digit pin card? If it is 6 digit will it be accepted when i am there. Pls assist.I bypass these issues by getting a Wise debit card. The Wise card is generally cheaper for currency exchange (that was their original reason for existing) and comes with their own app. The app is not tied to a particular telephone number but rather to the unique ID within your mobile phone.
Wise also have a series of partnerships with ATM providers and in some cases I am able to take out cash without fees up to a relatively low monthly limit.
However when I spend money using the Wise card I always spend it in Euros.
At least one of the credit card payment networks within Spain try to trick holders of international cards into spending money in their home currency and charging huge exchange fees.*
The Wise card is recognised as a European card and so this never happens with a Wise card.
* The particular card payment network defaults to your home currency on the terminal and so if you simply accept the payment then it happens in your home currency. When you try to use Euros this network forces you to answer a second question that is phrased as a double negative and so if you are not very careful then again you are charged in your home currency
This happened to me a couple of times back in the days when I used my home credit card. The first time I didn't spot it and ended up with a huge charge, the second time I was more careful but ended up spending a couple of minutes understanding the double negative question. During that time the restaurant owners got frustrated with the time I was taking and answered the question for me with the default!
This resulted in a heated conversation between us in my broken Spanish and their broken English.
I have never tried using more than four digits for a pin and so I can't comment on that but the Wise card and it's associated app makes it very easy and almost instantaneous to change the card pin and so if this is a concern then use a four digit pin on the Wise card.Hi I am doing my 1st Camino in May. I have read a number of threads regarding ATM withdrawals where only 4 digit pins are accepted on the camino frances not the 6 digit ones. If I apply for a Wise Debit Card is it a 4 or 6 digit pin card? If it is 6 digit will it be accepted when i am there. Pls assist.
Thank you very much for the reply. So it appears the Wise Debit Card gives you an option to go for 4 or 6 digit pins. I shall proceed to apply for a card and pray all goes well during my maiden caminoI have never tried using more than four digits for a pin and so I can't comment on that but the Wise card and it's associated app makes it very easy and almost instantaneous to change the card pin and so if this is a concern then use a four digit pin on the Wise card.
Of course you can try a longer pin and it would be safer and if it doesn't work then reduce it to a four digit pin.
In addition the Wise card app makes it very easy to block and unblock your Wise card for ATM, in person and over the internet purchases and so at any time you can block any or all of these.
The way that I use my Wise card is to have it blocked when I am not in Europe and then unblock it if I want to make an internet purchase. Then when in Europe it is normally unblocked unless I know that I have good internet coverage then I block it until I need it.
I hope that this helps.
Thanks! I’ve not heard of anything like this, so it sounds like research is in order.I use AnonymSMS to rent a private number. With this rented number, I can receive authentication codes securely without needing access to my primary SIM card. This way, when I have the Spanish SIM activated for my local communication needs, I can still receive the necessary codes to log into my bank accounts.
AnonymSMS doesn't have Canadian numbers, but you can find similar services online.
For the folks in the US look into the free Google Voice app.AnonymSMS doesn't have Canadian numbers, but you can find similar services online.
I did that when I was younger, until I ran out of banks.Scanning through all the “my bank does/doesn’t this/that,” I think part of the advice might be “change banks if you don’t like the way they do things."
When we moved into town we were happy that our small local bank had a branch here. Then it got bought out and then that one and then it with savings going into one bank and checking into another. Kept the checking one for Peg but I went to another small local one. No banking change in 35 years since but I lost track of the changes in telephone area codes and congressional districts.I did that when I was younger, until I ran out of banks.
?!?Some banks (TD for example) also have an authenticator App. That app is not contacted by phone # but by IP address on your device, so it works even if you have only one SIM card with you. It's how I did things last year. Check with your bank.
Sorry yes, IMEI… I was tired.?!?
If I go to a different place, my IP address changes. If I stay in the same place, it stays the same for a few days to a few weeks, but it eventually changes. Maybe they go by MAC address or IMEI, but even those can be faked by those who know the tricks.
I've only used 4 digits on my Wise card in Spain.Hi I am doing my 1st Camino in May. I have read a number of threads regarding ATM withdrawals where only 4 digit pins are accepted on the camino frances not the 6 digit ones. If I apply for a Wise Debit Card is it a 4 or 6 digit pin card? If it is 6 digit will it be accepted when i am there. Pls assist.
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